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Coffers Finvest Limited
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Customer Protection & Fair Practices

Consumer Grievance Redressal

Coffers Finvest Limited is committed to transparent, prompt, and courteous resolution of customer queries in strict adherence to RBI Master Directions on Fair Practices Code for NBFCs.

Internal Mechanism

Consumer Grievance Hierarchy

Customers may register complaints through our designated department or escalate unresolved issues directly to the Nodal Officer.

Level 1: Initial Complaint

Consumer Grievance Dept.

Coffers Finvest Limited (formerly GSB Finance Limited)

How to Register:

Submit your concern in writing, by phone, or email quoting your Loan Account Number (LAN), registered phone, and details of the complaint.

Consumer Grievance Department, GSB Finance Limited (now Coffers Finvest Limited), 301, 2nd Floor, Eskay Plaza, Anand Talkies Road, Raipur (CG) – 492001
Contact Number: 0771-4210000
Resolution Timeframe: 7–14 Working Days
Level 2: Complaint Escalation

Mr. Vivek Singhal

Nodal Officer – Consumer Grievance

When to Escalate:

If your grievance is not resolved within the defined timeline or if the resolution provided by Level 1 does not meet your expectations.

Nodal Officer – Consumer Grievance, GSB Finance Limited (now Coffers Finvest Limited), 301, 2nd Floor, Eskay Plaza, Anand Talkies Road, Raipur (CG) – 492001
Contact Number: 0771-4210000
Escalation Review: Within 7 Working Days
Level 3: Regulatory Redressal

Reserve Bank of India — Integrated Ombudsman Scheme

Statutory recourse under the Reserve Bank - Integrated Ombudsman Scheme, 2021

Toll-Free: 14448

If the complaint is not redressed within a period of 30 days from the date of receipt, or if the customer is dissatisfied with the resolution provided by the Nodal Officer, the customer may lodge a complaint with the RBI Ombudsman:

Online CMS Portal

File and track complaints directly on the 24x7 web portal:

cms.rbi.org.in

Postal Communication

Centralised Receipt and Processing Centre (CRPC), Reserve Bank of India, 4th Floor, Sector 17, Chandigarh – 160017

Contact Centre

Toll-Free Helpline: 14448 (9:30 AM to 5:15 PM, Mon – Fri) or email crpc@rbi.org.in

Digital Lending Guidelines

Lending Service Provider (LSP) Redressal Coordination

Fair resolution for loan products originated through our lending partner CreditSea

Coffers Finvest Limited engages authorized Lending Service Providers (LSPs), including CreditSea, in full compliance with the RBI Digital Lending Guidelines (2022). Customers availing credit facilities through digital applications have access to dual grievance support:

LSP In-App Grievance Desk

Borrowers can raise queries directly within the CreditSea personal loan mobile application helpdesk for application processing, technical verification, or repayment updates.

Regulated Entity (RE) Redressal

As the underlying Regulated Entity (NBFC), Coffers Finvest Limited retains primary responsibility for fair customer treatment, loan sanction transparency, and final grievance redressal.